Reimbursement of amounts paid or to be for the Full price of the stay after deducting the insurance premium including charged related services, to be paid by the Insured in case of cancellation following one of the following events :
1- Serious illness, serious injury or death of the Insured,
Serious illness or injury is to be understood as any health alteration or bodily harm preventing the Insured from leaving his home or the hospital where the Insured is treated, on the date of departure, as proven in a work leave certificate or a medical certificate indicating the above-mentioned restriction or preventing from the practice of any activity that is the main purpose of the stay .
Returns of previous illnesses or injuries are covered provided the illness or accident return did not occur within one MONTH before the reservation date.
Regarding Illness/Accident cases involving the Cancellation cover, the Insured shall allow the company’s Inspection Doctor to access his medical file, failing which no cover will be granted.
2- Fire, explosion, theft, water damages or natural event resulting in significant damage to the Insured’s home, taking place before his departure or during the stay and requiring his attendance in the place of the event or in his second home or his3- Prevention from taking possession of the leased premises following the termination or transfer of the Insured, provided the date of the event is later than the reservation date.
EXCLUSION : Termination for serious misconduct.
4- Prevention from reaching the resort by road, rail, air, on the beginning date of the stay and within 48 hours thereafter : as a result of blockades, strikes, floods or natural events, preventing traffic, as attested by a relevant authority ; road accident of the Insured, theft or attempted theft of the Insured’s vehicle.
5- As a result of any change in the holiday dates by the Insured’s employer provided the notification thereof is made after the reservation date.
6 – Restriction in access to the site due to pollution or epidemics, natural disaster situations or forest fire preventing access to the site or leased premises.
7 – Administrative summons, medical notification, new job for the Reserving party or his spouse (or partner).
8 – Death or serious accident or illness of the person in charge of replacing the Insured or his spouse (or partner) at work or of caring for his under age children.
9 – Cancellation by the landlord following the landlord’s death, illness or serious accident, transfer of property as a result of sale or conveyance, damage to the premises preventing the use of the leased premises as a result of fire, explosion, water damages, theft, vandalism, storm, natural disasters, ...